Bad Credit Financing in Bakersfield, CA

At Haddad Kia, we understand that the road to perfect credit can have a few bumps. Our auto finance center in Bakersfield, California has the flexibility and experience to work with all levels of credit. Not only can bad credit financing pave the way to a new or used vehicle, but it can also help you rebuild your credit and move forward. We also work with drivers that have no credit and help them build it up during the loan duration of your vehicle. Our auto financing team is happy to discuss your options, from low auto loan rates to other personalized options. We will work with banks and lenders to secure the financing you deserve. Text us or chat online to learn more about the poor credit financing that can put you in the driver’s seat of a new car.


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Learn more about your credit score at your Bakersfield, CA dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Buy a Car with Bad Credit Financing from Haddad Kia
Bakersfield, CA | Delano, CA | Oildale, CA

Explore our auto financing options at Haddad Kia to discover your path to a new or pre-owned Kia vehicle that's fun to drive to the grocery store or to work. Whether you want to know more about low-interest auto loans or are interested in low monthly payments with a lease, the team at Haddad Kia will build the perfect auto financing plan for you. Drive a new Kia Sedona off the lot, loaded with safety and luxury options, and enjoy a sophisticated new take on the minivan. We also have family-friendly SUVs like the Kia Sportage and Kia Sorento. Ready to explore all the models we have available through our bad credit financing solutions? Explore our new and used inventory, then contact our team to learn about your options moving forward or visit us in Bakersfield, CA for a test drive.

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Bakersfield, CA Today

No matter where you sit with your credit, the finance professionals at Haddad Kia can help. Use our online tools to get your credit score, value your trade, and get approved with our secure online application. Give us a call any day of the week, chat online, or drop by the dealership to find out about auto repair financing and auto loans in Bakersfield, CA. Our experts are standing by to help you navigate the intimidating process.

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Dealership Hours
Mon – Fri 8:00am – 9:00pm
Saturday 9:00am – 8:00pm
Sunday 10:00am – 7:00pm