Are you looking for a hassle-free financing experience for a new or pre-owned Kia vehicle in Bakersfield, California? The financing specialists at Haddad Kia are the individuals you want to contact. At our Kia finance center, we work daily with shoppers to secure accessible auto financing plans. Our relationships with local lenders result in low auto loan rates for our customers, to ensure you spend more time enjoying your new car and less time stressing about finances. We offer a variety of financing solutions including Kia incentives, dealership specials, trade-in appraisals, and more. There is no better place to finance your next vehicle than Haddad Kia.
The Basic Components of an Auto Loan from Haddad Kia
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Kia Model to Buy Bakersfield, CA | Delano, CA | Oildale, CA
Haddad Kia is your premier Kia dealership in Bakersfield, California. You'll find the complete Kia model lineup and a large inventory of used cars when you visit our lot. In the market for a functional car with a unique design and all the bells and whistles? Check out the Kia Soul or Kia Rio. If a tech-savvy sedan is more your speed, check out our selection of Kia Forte cars. Whether you're looking for a reliable family van or an SUV to tackle your next adventure, you'll find an ideal car for your needs at Haddad Kia. Give us a call to learn more about our Kia financing options or to schedule a test drive.
Get a head start on the Kia financing process by filling out a secure application online to get pre-approved for an auto loan or lease! For all questions regarding auto financing, give our Bakersfield, CA finance center at Haddad Kia a call for answers. We look forward to speaking with you!