Kia Financing near Oildale, CA

If you’re looking to finance a new Kia vehicle in Bakersfield, California, look no further than Haddad Kia. At our Kia dealership, we offer a wide array of Kia financing services to help you overcome budget barriers and alleviate the financial burden of purchasing or leasing a car. Whether you have stellar credit or are working on rebuilding, Haddad Kia has the resources necessary to help you find an auto financing solution tailored to your specific needs. We understand that purchasing a vehicle can be a stressful experience, but it doesn’t have to be. With the combined efforts of our sales associates and auto financing specialists, we will make your car-buying experience as hassle-free and enjoyable as possible. With a plethora of Kia financing incentives and Kia lease opportunities, we’re confident that you’ll like what you find at Haddad Kia. Visit our Bakersfield auto finance center today to learn more about our wide selection of Kia financing options!


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Finance Department

The Basic Components of an Auto Loan from Haddad Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Bakersfield, CA | Delano, CA | Oildale, CA

No matter what you’re looking for, our selection of Kia vehicles is bound to have the variety and quality you need to make the most of your driving experience. With their fun designs, tech-savvy features, and reliable performance, Kia vehicles consistently deliver a unique driving experience without breaking the bank. If you’re looking to make the most of your daily commute, the value-packed Kia Forte, sleek Kia K5, and iconic Kia Soul are all excellent picks. When it comes to Kia SUVs, adventure lovers and family-focused buyers will both rejoice over the popular Kia Telluride and newly redesigned Kia Sorento. With our expansive inventory and next-level auto financing, you can count on Haddad Kia to help you find your next vehicle, stay within your budget, and make the most of your driving experience. Visit us in Bakersfield and take a test drive with one of our friendly auto sales experts today!

How to Apply for Kia Financing at Haddad Kia

It’s easy to get started on your Kia financing process: just submit a secure online application to get pre-approved or give us a call and a Haddad Kia representative will gladly assist you. Through our website, you can explore Kia financing incentives, lease offers, and get a quick appraisal for your trade-in. Of course, don’t hesitate to swing by in person at our Bakersfield, CA Kia financing center for personalized assistance. For more information, or to schedule an appointment with one of our auto financing experts, call Haddad Kia today!

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Dealership Hours
Mon – Fri 8:00am – 9:00pm
Saturday 9:00am – 8:00pm
Sunday 10:00am – 7:00pm